By Devin McHazlett — GetErDone Insurance | geterdonehealth.com Have you ever wondered how to squeeze the most value out of your health insurance plan? Here’s the good news insurance wellness programs are one of the most overlooked tools for improving your health, preventing future issues, and even lowering your healthcare costs. These programs are designed to help you stay active, reduce risks, and get rewarded along the way. Pretty great, right? Today, I’ll break down what w

By Devin McHazlett , GetErDone Insurance — GetErDoneHealth.com   • Connect on Facebook: facebook.com/devin.mchazlett Staying healthy shouldn’t feel stressful. Preventive care  is the easy way to give your body attention before  problems start so you can live well, avoid surprises, and keep costs down. Why Preventive Care Matters Preventive care helps you stop issues before they start  or catch them early  when they’re easier and cheaper to treat. It’s not just for people wh

What You’ll Learn If you’re self-employed or running a growing business, health insurance isn’t just a nice-to-have—it’s a critical part of your success strategy. In this article, we’ll cover how private health coverage protects your finances, supports your productivity, and helps you build a sustainable business for the long haul. Let’s break down how the right plan can protect both your health and your hustle. The Real Risks of Going Without Coverage Owning your own busines

When you turn 26, your parents’ health insurance plan can no longer cover you—and that transition can be expensive if you’re not prepared. Fortunately, Texans have affordable private health insurance options that can help you stay protected without breaking your budget. Why Age 26 Is a Turning Point Until your 26th birthday, you can remain on a parent’s plan through work or the Marketplace. Once you hit that birthday, you’ll need your own coverage. Waiting too long can leave

When you're self-employed, you don’t just wear the hat of a business owner, you’re also your own HR department. One of your biggest responsibilities is finding the right health insurance. Without an employer-sponsored plan, navigating the health insurance marketplace can feel complicated, especially if you’re doing business in a large and diverse region like Houston or anywhere else in Texas. This guide walks you through the best health insurance options for self-employed pro

If your job keeps you on the road—whether you're a traveling nurse working short-term contracts or a long-haul truck driver hauling freight across the country—your health insurance needs aren’t the same as someone sitting behind a desk all week. The typical HMO or limited-network plan might not cut it for your lifestyle. What you need is flexibility, consistency, and nationwide coverage. That’s where private PPO health insurance  comes in. For professionals based in Texas and

Choosing the right health insurance can feel like a maze, right? But don't worry, I’m here to help you navigate through the options with ease! Whether you’re an individual, a family, or a small business owner, understanding your choices is key to getting the best coverage without breaking the bank. Today, we’re diving into the world of health insurance with a fun, upbeat look at ACA vs private insurance . Ready to get started? Let’s go! What’s the Big Deal About Insurance Pla

Understanding Your Health Insurance Options in 2025 and How Devin McHazlett Can Help You Navigate Them with Confidence Health insurance has changed dramatically over the past decade, and if you have a pre-existing condition, those changes are especially important. For years, people with chronic health issues were denied coverage, charged higher premiums, or forced into plans that didn’t truly meet their needs. Fast forward to 2025, and the landscape looks very different. Whet

Shopping for health insurance can feel like shopping in a megastore: aisles upon aisles of plans, prices, and jargon, but very little guidance. The federal Health Insurance Marketplace is a helpful resource, especially for those seeking subsidies. Yet for many Texans, particularly families with unique medical needs or entrepreneurs with fluctuating income, the Marketplace can still leave important gaps. That’s where a private health insurance advisor steps in. Rather than cli

If your business depends on freelancers or independent contractors, helping them access health insurance can be one of the most strategic moves you make. Not only does it help you retain talented 1099 workers and reduce costly turnover, but it also supports their well-being, which directly benefits your company’s stability and growth. At GetErDone Insurance , we work with business owners who want to protect their people and strengthen their operations. Let’s break down why of

When you start shopping for health insurance, you’ll almost always run into two big choices: HMO (Health Maintenance Organization)  and PPO (Preferred Provider Organization)  plans. The terms can be confusing at first glance, and it’s not always clear which option is best for you or your family. At GetErDone Insurance , we break it all down in plain English. In this guide, you’ll learn: What HMO and PPO plans really mean The pros and cons of each type of plan How to figure ou

Hey there! Are you feeling overwhelmed by the maze of health insurance choices? You’re not alone! Finding the right health insurance can...

When it comes to choosing the best health insurance , the lowest monthly premium isn’t always the smartest move! What really matters is how your plan fits your budget, lifestyle, and medical needs . One of the most popular options people compare is the high-deductible health plan (HDHP) . But is it the right choice for you? At GetErDone Insurance , I (Devin McHazlett) help individuals, families, and small business owners across Texas and nationwide cut through the confusion a

Smart tips to help you save money and get the care you deserve Health insurance is more than just a card in your wallet—it’s a tool that, when used wisely, can protect your finances and support your well-being. The truth is, most people don’t take advantage of everything their plan offers. They pay their premiums but miss out on benefits, discounts, and programs they’re already entitled to. At GetErDone Insurance , we help people every day learn how to maximize their health i

Being self-employed gives you incredible freedom! You set your schedule, choose your clients, and build a business that reflects your values. But with that freedom comes responsibility, especially when it comes to protecting your health. One area many self-employed Houstonians overlook is health insurance. Without an employer-sponsored plan, you’re left to figure out coverage on your own. Some freelancers and entrepreneurs think skipping insurance will save them money, but th

Simple Steps for Keeping Your Young Adult Covered Watching your child step into adulthood is exciting—but it also comes with new responsibilities, like figuring out health insurance. Once your child turns 26, they can no longer stay on your family plan. Unless their job provides benefits, they’ll need to secure coverage of their own. With some preparation, you can make sure they have access to affordable, reliable healthcare—without feeling lost in the process. Whether they’r

If you’ve recently left a job, whether by choice or due to unexpected circumstances, you may be asking yourself how to keep health insurance in place. One of the first options most people hear about is COBRA. But the real question is: is COBRA really worth it, or are there better ways to protect your family’s health? For Texans, especially those in Houston and the surrounding areas, private PPO health insurance plans are often the smarter, more flexible choice. In this articl

At first glance, low-cost health insurance seems perfect for families trying to stretch their budget. Slimmer premiums promise monthly savings and create the illusion of financial breathing room. But once you read deeper into the policy, reality sets in. Lower premiums usually mean sky-high deductibles, limited provider networks, and tricky cost-sharing rules  that can quickly drain your wallet. Many people don’t realize that the “cheap” price tag only applies to limited situ

Looking for ways to protect your family without overspending? The truth is, many households pay too much for health insurance because their plans aren’t designed around their actual needs. This article will show you how to create a custom health insurance plan , avoid hidden costs, and get better value from your monthly premiums. 👉 Follow us on Facebook at facebook.com/devin.mchazlett   for more tips on navigating affordable health insurance options  with confidence. Why On

Turning 26 and losing access to your parents’ health insurance? You’re in good company. Every year, thousands of young adults in the U.S. hit this milestone and suddenly need to make a smart—and often quick—decision about what comes next. The upside? You likely have more affordable choices than you realize, especially with private health insurance. This guide covers how private insurance can help you save, what to look for in a plan, and why now is the right moment to apply.